Revolut Credit Card: Next-Generation Financial Control and Security

The Revolut Credit Card combines cutting-edge fintech innovation with premium banking features, offering customizable controls, virtual cards with regenerating security details, and 24/7 fraud monitoring across Standard, Premium, and exclusive Metal plans.

Issued by Cross River Bank, Member FDIC, Revolut's Visa Credit Card transforms how you manage spending with app-based controls, instant card freezing, multi-card options, and advanced security that has helped prevent over $590 million in fraud globally.

Revolutionary Card Customization and Options

Revolut elevates card personalization beyond traditional banking limits. The Standard Plan ($0/month) offers iconic card designs you can customize with personal notes or sketches for a $3.99 fee, with delivery fees applying. Premium Plan ($9.99/month) members choose from three exclusive card colors—Rose Gold, Lavender, and Space Gray—with complimentary customization and delivery fees. Metal Plan ($16.99/month) subscribers unlock five shades of contactless stainless steel cards (Black, Gold, Lavender, Space Gray, Rose Gold) that double as travel and trading companions, with customization included and only delivery fees applying.

Advanced Security Features That Lead the Industry

Revolut's security infrastructure operates 24/7 with specialized fraud prevention teams and AI-powered monitoring systems that prevented over $590 million in fraud globally in 2023 alone. Virtual cards feature regenerating details after every purchase, making unauthorized use virtually impossible. Customize spending controls by merchant category, location, transaction type, and amount limits directly in the app. If you suspect suspicious activity, freeze your physical or virtual card instantly with one tap and unfreeze just as quickly when needed—no phone calls or waiting required.

Virtual Cards: Indestructible Digital Security

Revolut's virtual card technology represents the future of secure spending. Available to Premium and Metal members, virtual cards eliminate the risk of physical card loss or theft entirely. Link them to Apple Pay or Google Pay for seamless, contactless payments at millions of merchants worldwide. The card details regenerate automatically after each transaction, creating a moving target that renders stolen credentials useless. Perfect for online shopping, subscription services, or any situation where you want maximum security without carrying physical plastic.

Metal Plan: The Ultimate Premium Experience

For $16.99 per month, the Metal Plan delivers Revolut's full suite of premium features wrapped in an exclusive contactless steel card. Choose from five sophisticated finishes that make a statement while providing durability traditional plastic cards can't match. Metal members enjoy priority customer support, enhanced travel insurance provided by Chubb Group, exclusive trading benefits, and access to Revolut's most advanced financial tools. The steel card's weight and finish signal premium status while maintaining the same contactless functionality and global acceptance as any Visa card.

Comprehensive Banking Ecosystem Integration

Revolut Credit Cards connect seamlessly with the broader Revolut ecosystem, which includes FDIC-insured banking services through Lead Bank (prepaid cards and secured credit) or Cross River Bank (credit cards and personal loans). Funds in your Revolut Prepaid Card Account transfer to Lead Bank with full FDIC insurance up to applicable limits. Savings Vaults created after July 29, 2025 are provided by Cross River Bank with $250,000 FDIC coverage. Securities trading through Revolut Securities Inc. (member FINRA/SIPC) and automated investing via Revolut Wealth Inc. (SEC registered) round out a complete financial platform accessible from one mobile app.

Plan Comparison: Standard, Premium, and Metal

Standard ($0/month): Iconic customizable card design with $3.99 customization fee, delivery fees may apply, basic fraud protection, standard customer support, global Visa acceptance.

Premium ($9.99/month): Choice of three premium card colors (Rose Gold, Lavender, Space Gray), complimentary customization, delivery fees may apply, virtual card access, enhanced fraud protection, priority support, travel benefits.

Metal ($16.99/month): Five steel card finishes (Black, Gold, Lavender, Space Gray, Rose Gold), complimentary customization, delivery fees may apply, virtual card access, maximum security features, premium support, Chubb travel insurance, exclusive trading and investing benefits, full financial ecosystem access.