Chase Sapphire Reserve®: Premium Travel Rewards on Repeat
Earn 60,000 bonus points after $4,000 spend in three months, net $300 back each year on travel automatically, and stack 3X points on travel and dining worldwide.
Chase Travel℠ bookings climb to 10X on hotels and car rentals and 5X on flights, while Priority Pass lounges, Visa Infinite concierge, and comprehensive insurance keep frequent flyers covered.
Quick snapshot
- 60,000 bonus points after $4,000 spend in 3 months
- $300 annual travel credit applied automatically
- 3X points on travel and dining, no foreign transaction fees
- 10X hotels & car rentals / 5X flights through Chase Travel℠
- Priority Pass Select access for you + two guests
Make the Most of Ultimate Rewards®
Redeem points at 1.5¢ each in the Chase Travel℠ portal or transfer 1:1 to partners like United, Southwest, Air Canada, and World of Hyatt—often unlocking 2¢+ value on premium flights and hotel stays.
Everyday Luxury and Protection
Visa Infinite concierge, DashPass, Lyft credits, and no foreign transaction fees elevate daily use. Purchases stay covered with 120-day damage/theft protection, extended warranty, and return protection.
Travel Safeguards Built In
Trip delay, trip cancellation/interruption, primary rental car coverage, baggage protections, and emergency evacuation insurance ride along every time you swipe.
Does the Fee Make Sense?
Start with the $550 annual fee, subtract the $300 travel credit, and weigh lounge visits, 3X earnings, and insurance coverage. Frequent travelers often come out ahead after a couple of trips.
Important Disclosure
Representative Example: Spending $1,500 monthly— $800 on travel/dining and $700 on other purchases—earns roughly 45,600 points annually (worth about $684 via Chase Travel℠). Carrying a $10,000 balance at 25% APR could add ~$2,500 in interest over 12 months, eroding rewards quickly.
Risk Warning: Late payments can trigger penalty APRs and fees. Confirm current rates, lounge partners, and bonus offers with Chase before applying.