Capital One Savor® Rewards: Cash Back for Dining and Entertainment
Earn 3% cash back on dining, entertainment, and select streaming platforms, plus 1% everywhere else—without annual fees or reward tracking headaches.
Use it as your go-to card for nights out, concerts, and food delivery while enjoying Capital One’s exclusive event access.
Quick snapshot
- 3% cash back on dining, entertainment, and select streaming
- 3% at grocery stores (excluding superstores), 1% everywhere else
- No annual fee and no foreign transaction fees
- Capital One Entertainment access for presales and VIP events
Turn Dining and Entertainment Into Monthly Savings
Spend $400 a month on restaurants, concerts, and streaming and you’ll pocket roughly $12 back each month. Rewards post as soon as purchases settle, so you can redeem as statement credits, gift cards, or travel through Capital One.
Grocery Stores Covered, Superstores Excluded
The card includes traditional grocery stores in its 3% tier. Big-box stores like Walmart or Target code differently, so keep that in mind when planning weekly shopping.
Skip Foreign Fees When You Travel
Take the Savor abroad without worrying about the standard 3% surcharge most cards charge. Every international meal still earns the same elevated cash back rate.
Get More Than Cash Back With Capital One Entertainment
Access presales, VIP lounge upgrades, and curated events through Capital One’s entertainment portal. It’s a perk that turns the card into a lifestyle companion rather than just a cash back tool.
Important Disclosure
Representative Example: Spending $900 per month—$400 in dining/entertainment/streaming, $250 at grocery stores, and $250 elsewhere—earns roughly $29 per month ($348 per year). Carrying that balance at the variable 19.99%–29.99% APR could cost $180+ annually in interest, erasing cash back gains.
Risk Warning: Missing payments can trigger late fees and penalty APRs. Verify current categories, sign-up bonuses, and terms with Capital One before applying.