Discover it Student Chrome Credit Card Benefits: Smart Rewards for Students
Discover it Student Chrome keeps rewards simple for new credit users: earn 2% cash back at restaurants and gas stations (up to $1,000 in combined purchases each quarter) and 1% everywhere else with no annual fee.
Year-one Cashback Match doubles every dollar you earn, while FICO Score tracking, budgeting reminders, and autopay support help you build credit without stretching a student budget.
Quick snapshot
- Earn 2% at restaurants and gas (quarterly cap applies)
- Get 1% on other purchases with no annual fee
- Cashback Match doubles all first-year rewards automatically
- No foreign transaction fees and $0 first late fee
Reward Everyday Student Spending
Earn 2% cash back at restaurants and gas stations on up to $1,000 in combined spend per quarter, plus 1% everywhere else. Cover food runs, rideshare fuel, and supplies while keeping rewards easy to manage.
Maximize the First-Year Cashback Match
Discover doubles all rewards after your first 12 billing cycles. Your 2% restaurant and gas earnings jump to 4% for that first year, and every 1% everyday purchase becomes 2% with no activation hoops required.
Student-Friendly Fees and Tools
The card charges no annual fee, waives foreign transaction fees, and forgives the first late fee. Use the Discover app for FICO Score tracking, spending alerts, and budgeting tools so you stay organized throughout the semester.
Build Credit Without Guesswork
Discover reports to all three major credit bureaus. Set up autopay, keep utilization low, and review monthly statements to reinforce good habits before graduating to premium rewards cards.
Important Disclosure
Representative Example: Spend $900 per quarter on dining and gas and $400 elsewhere. In year one you earn $68 in cash back plus an extra $68 from Cashback Match, for $136 total.
Risk Warning: Introductory match applies once, and late payments after the first waived incident can trigger fees or cancel promotions. Review Discover's Student Chrome terms before applying.